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Mortgage software development services

We build POS, LOS, servicing and eClosing platforms that cut weeks out of the mortgage cycle and make borrowers feel like they are using a fintech.

POS, LOS, servicing and digital closings

Avg cycle reduction
21 days
POS application completion
+45%
Compliant by design
TRID

The mortgage problems software finally fixes

Every industry has its own gravity well of pain. Here is where mortgage teams typically lose the most time, money and trust — and where we focus first.

  • Fragmented funnel

    Rate, application, processing, underwriting and closing live in different tools.

  • Document overload

    Borrowers re-upload the same statements three times across the funnel.

  • Regulatory weight

    TRID, RESPA, ECOA, HMDA — every page touches one or more.

  • Servicing experience

    After closing, borrowers fall off a tech cliff into a 1990s portal.

Capabilities purpose-built for your domain

Six things teams typically ask us to build first — each shipped to production, not demo, quality.

  • Mortgage POS

    Borrower-facing rate-to-application UX with auto-asset / income / employment.

  • LOS & workflow

    Processor, underwriter and closer dashboards over Encompass / Calyx / proprietary LOS.

  • Pricing & eligibility

    Optimal Blue / Polly / Loansifter integration with branded pricing UX.

  • eClose & RON

    Hybrid and full eClose with RON, eNote, eVault and MERS registration.

  • Servicing & portal

    Payments, escrow, statements, modifications, hardship and self-service.

  • Broker / TPO portals

    Wholesale broker tools — pricing, lock, condition tracking and pipeline.

Technologies for mortgage systems

  • Next.js
  • Node.js
  • Java
  • PostgreSQL
  • AWS
  • Encompass APIs
  • Optimal Blue
  • DocuSign / Notarize
  • Plaid

Built audit-ready

We design with the relevant frameworks in mind from architecture through production hand-off.

  • TRID
  • RESPA
  • ECOA
  • HMDA
  • SOC2

How we deliver in mortgage

Mortgage tech rewards depth — every step of the funnel from rate quote to closing has its own quirks, regulators and partner ecosystem.

Our work spans borrower POS, processor and underwriter dashboards, eClose / RON, and servicing portals integrated with Encompass, Calyx and pricing engines.

  1. 01

    Funnel discovery

    POS, processing, UW and closing as one journey.

  2. 02

    Architecture

    Document-once data model with downstream sync to LOS / pricing.

  3. 03

    Build

    POS → conditional approval → eClose → first payment slice.

  4. 04

    Compliance

    TRID/RESPA/ECOA controls and audit-ready output.

  5. 05

    Operate

    Servicing, hardship and continuous funnel A/B testing.

Mortgage software — questions teams ask us

Do you integrate with Encompass, Calyx or other LOS?

Yes — Encompass (EPC + SDK), Calyx Path, Mortgage Cadence and proprietary LOS via REST/SOAP/SFTP.

Can you support eClose and RON in our state?

We support hybrid and full eClose with RON via Notarize, NotaryCam, Stavvy and DocuSign Notary across approved US states.

Are your apps TRID and HMDA compliant?

TRID timing, fee variance, change-of-circumstance, HMDA HMDA-LAR fields and ECOA adverse-action workflows are baseline in our LOS designs.

Ready to build for mortgage?

Tell us where it hurts most. We will reply within 24 hours with a tailored discovery plan.

  • Free NDA
  • Response in 24h
  • No commitment