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Insurance software development services

We build policy, claims, underwriting and broker platforms that turn insurance from forms-and-fax into a Stripe-grade digital experience.

InsurTech for policy, claims and embedded distribution

Faster claim FNOL
4×
Quote-to-bind on motor
<60s
Premium reconciliation breaks
0

The insurance problems software finally fixes

Every industry has its own gravity well of pain. Here is where insurance teams typically lose the most time, money and trust — and where we focus first.

  • Legacy PAS

    Mainframe PAS systems with 1,000-page rulebooks no one wants to touch.

  • Slow claims

    FNOL, assessment, settlement — a 20-day cycle hurts NPS and reserves.

  • Distribution complexity

    Agents, brokers, banca, embedded partners — all want different UX.

  • Underwriting time

    Underwriters drown in PDFs and emails instead of risk decisions.

Capabilities purpose-built for your domain

Six things teams typically ask us to build first — each shipped to production, not demo, quality.

  • Policy admin (PAS)

    Modern PAS for life, health, motor and general — config-driven products.

  • Claims management

    FNOL apps, AI-assisted assessment, fraud signals and STP for low-risk claims.

  • Underwriting workbench

    AI-driven document intake, risk scoring and explainable decisioning.

  • Agent / broker portals

    Quote, bind, endorse, commission tracking and pipeline dashboards.

  • Embedded insurance

    APIs and SDKs to embed insurance at the point of sale (travel, EV, retail).

  • Customer self-service

    Mobile + web for policy view, claim status, renewal and endorsements.

Technologies for insurance systems

  • Java/Spring
  • Node.js
  • Python
  • PostgreSQL
  • Kafka
  • AWS
  • Camunda
  • OpenAI
  • OCR (Textract / Vision)

Built audit-ready

We design with the relevant frameworks in mind from architecture through production hand-off.

  • IRDAI
  • NAIC
  • Solvency II
  • GDPR
  • ISO 27001

How we deliver in insurance

Insurance has the gnarliest workflows in finance — and the highest reward for digitising them. Our InsurTech work covers policy admin, claims, broker portals and embedded distribution.

We design for compliance audit, actuarial review and the operations team that has to live with the system every day.

  1. 01

    Product taxonomy

    Catalogue products, riders, factors and rule sources.

  2. 02

    Architecture

    Config-driven PAS, event-driven claims and explainable underwriting.

  3. 03

    Build

    Quote → bind → policy → endorse → claim flow as the vertical slice.

  4. 04

    Integrations

    Reinsurance, payment, hospital network, garage network, regulators.

  5. 05

    Operate

    24×7 ops, audit trails, regulatory reports and continuous A/B on conversion.

Insurance software — questions teams ask us

Can you replace or augment our legacy PAS?

Both. We layer modern UX and APIs over legacy PAS as a stop-gap, and build full replacement PAS where the rulebook can be modernised in phases.

Do you support IRDAI / NAIC / Solvency II reporting?

Yes — IRDAI returns, NAIC statutory filings, GDPR and Solvency II data feeds are first-class outputs of our data model.

Can you build embedded insurance for our partners?

We build SDKs and APIs that drop into checkout pages, mobile apps and IoT devices, with versioned product catalogues and webhook-based reconciliation.

Ready to build for insurance?

Tell us where it hurts most. We will reply within 24 hours with a tailored discovery plan.

  • Free NDA
  • Response in 24h
  • No commitment