Banking software development services
We engineer digital banking, lending and account-opening platforms with the security, observability and regulatory rigour modern banks expect.
Core, digital and challenger banking — built secure
- Architecture-first
- PCI DSS
- Avg launch to neobank pilot
- 6 mo.
- Auth + ledger p95
- <200ms
The banking problems software finally fixes
Every industry has its own gravity well of pain. Here is where banking teams typically lose the most time, money and trust — and where we focus first.
Legacy core constraints
Adding modern UX without rebuilding the 1990s core that runs the ledger.
Regulatory churn
KYC, AML, ISO 20022, account aggregator — rules change faster than releases.
Fraud at speed
Real-time payments mean real-time fraud — and a 2-second SLA to decline.
Customer expectations
Customers compare your app to Uber and Apple, not the bank next door.
Capabilities purpose-built for your domain
Six things teams typically ask us to build first — each shipped to production, not demo, quality.
Digital banking apps
iOS, Android and Web banking with biometric auth, soft-tokens and dark mode.
Core banking integration
Adapters into Finacle, Flexcube, Temenos, BaNCS and homegrown cores.
Onboarding & eKYC
Video KYC, document OCR, liveness, sanctions and PEP screening pipelines.
Payments & cards
UPI, IMPS, NEFT, SEPA, ACH, card-issuing tokenisation, 3DS2 flows.
Fraud & AML
Behavioural analytics, transaction monitoring rules, and case management.
Open banking & APIs
PSD2, Account Aggregator, ISO 20022 — secure FAPI-compliant gateways.
Technologies for banking systems
Built audit-ready
We design with the relevant frameworks in mind from architecture through production hand-off.
How we deliver in banking
From challenger neobanks to mid-tier private banks, we have shipped onboarding, KYC, ledger and card-issuing systems that pass PCI DSS and RBI inspection.
Our teams hold the line on cryptographic key handling, fraud telemetry and SLO-driven engineering — because in banking, latency is also a regulator.
01
Threat modelling
STRIDE-driven security architecture before line one of code.
02
Reference UX
Production-grade Figma flows reviewed with compliance and risk.
03
MVP build
Issuer-grade auth, ledger, audit and the first revenue feature.
04
Audit & UAT
PCI scan, pen test, SOC2 readiness and parallel-run with operations.
05
Launch & operate
24×7 SOC, runbook-led on-call, quarterly compliance reviews.
Banking software — questions teams ask us
Can you build to PCI DSS and SOC2 from scratch?
Yes. Our default architecture is PCI DSS Level 1 ready (segmented CDE, tokenised PAN, key custody) and SOC2 Type II controls are wired into the SDLC.
Do you work with legacy cores like Finacle, Flexcube or Temenos?
We build modern micro-front-ends and APIs over Finacle, Flexcube, Temenos T24, BaNCS and custom AS/400 cores using ESB or event-driven adapters.
What about RBI / SEBI / FFIEC reporting?
Reporting modules are designed as first-class citizens — auditable data lineage, immutable journals, and templated regulator submissions.
Other verticals we build for
Ready to build for banking?
Tell us where it hurts most. We will reply within 24 hours with a tailored discovery plan.
- Free NDA
- Response in 24h
- No commitment